Time Card Calculator — Overtime Pay
The pay-check view: you already know the week's hours and want the money math. Enter total hours and your rate and it splits at 40 hours into regular and time-and-a-half bands — 45 hours at $20 is $800 regular plus $150 overtime, $950 gross. Useful for sanity-checking a paystub or pricing an extra shift before agreeing to it.
Time card & work hours
Gross weekly pay
$950.00
40 hrs regular + 5 hrs at time-and-a-half
Pay breakdown
Hours are plain arithmetic on the times you enter; overtime uses the standard federal 40-hour week at time-and-a-half. Some states and contracts use daily overtime or other rules, so treat pay totals as an estimate — not payroll or legal advice.
What time-and-a-half actually adds
Every overtime hour pays 1.5x, so at $20 an hour the 41st through 45th hours earn $30 each. That $150 for five extra hours is an 18.75% bump on the $800 base week — real money, but less than the "half again" framing suggests, because the multiplier only touches the hours past the threshold. The marginal view is the honest way to decide whether an extra shift is worth it.
The same view exposes paystub errors quickly: if 45 logged hours at $20 shows less than $950 gross, either hours were shaved below the threshold or the overtime band was paid at straight time. Both are among the most common wage-and-hour disputes, and the first step in either is exactly this arithmetic.
Questions
- What is time-and-a-half on $20 an hour?
- $30 per overtime hour. A 45-hour week pays 40 × $20 + 5 × $30 = $950 gross under the federal weekly-overtime baseline.
- Do all jobs get overtime after 40 hours?
- No. Salaried-exempt roles, some industries, and some contracts fall outside the FLSA baseline, and several states add daily-overtime rules on top. The calculator models the federal default only.